• Frontline capital will automatically roll over your investment upon maturity at our prevailing interest rates; unless there is client notification of an alternative instruction. 7 days prior notification is required.

• Early redemption of funds will attract a fee equal to the annual rate of your investment on your accrued interest.

• Frontline capital will not apply early redemption fees to investments that will mature in a week or less.

• Frontline capital will require 7 working days’ notice for redemptions.

• investments with cheques will be set up after the cheques have cleared the banking system.

• All matured/expired certificates must be returned to frontline capital.

• Please note: all monthly interest payments will be due on the 15th and the 30th of the month.

• Disclosure policy:

Frontline capital holds its disclosure policy sacred, and will take the time to explain all the risks, limitations, opportunities and facts about this investment you are about to make. However, we expect you to leave nothing to implied meaning; ask the receiving officer for any clarifications and for any information that you require to make a decision. The information contained in this form will be held confidential and legally protected under applicable law.

• Disclaimer:

Investing involves risk, including possible loss of principal. generally, an investment that offers a higher potential return will have a higher risk of loss. stock prices fluctuate, sometimes quickly and significantly,